Is your shopping done on Costco? If the answer is yes, then you need to know about the huge savings opportunity involved in it, as well as how much extra money you could make on every purchase.
Here, we’ve brought to you 6 different shopping hacks that’ll prove beneficial to you if you shop on Costco. These tips will go a long way in helping you save money, earn cash, cancel unwanted subscriptions, and much more.
Here we go:
1. Create An Investment In Costco Or Other Companies
First up, do you love shopping on Costco? Well, who doesn’t. But, wouldn’t it be incredible if you could own a part of Costco itself? How is this possible you ask, that’s where Stash comes in.
Stash is the perfect hub for any young investor to get creative. On this site, you’re able to purchase partial shares in certain popular companies such as Costco, Apple, Amazon, and others.
As expected, purchasing shares in these companies could cost you in excess of hundreds or even thousands of dollars, but the plus side is you only need as little as $5 to get started with Stash.
2. That Car Insurance Needs To Be Cancelled
Here’s some bad news nobody wants to hear. It’s most likely that you’re wasting $500 every year on overpriced, second-rate car insurance. And you might have to cancel your existing insurance right now, because we’ve got something even better.
We discovered a new tool from FinanceBuzz that can tell you if you’re overpaying for your car insurance in just a few clicks. After doing some research, we found out that the drivers save up to $500 on average, that’s really nice, isn’t it?
Once you try it out, you’ll discover some of the lowest rates that no other company can match and your days of searching for affordable insurance are over.
Did we also mention that it’s free? You can’t tell us you don’t want to save lots of up to $500. If you are curious about how much money you lose a year, just enter your post code here, answer one or more questions, and see if you’re overpaying. 2 minutes or less is all you need for this process.
3. Buy A Piece Of Thousand Dollar Stock Like Tesla And Amazon With $1
We have a secret to share with you. You don’t need a thousand dollars to buy thousand dollar stocks. With Public, you can start investing in companies like Apple, Amazon, Tesla, Nike, and Google with just $1.
And that’s simply because Public offers a new method of investing. This method is called “fractional share”, a fancy term that just means you can buy pieces of those thousand dollar stocks with as little as one buck!
This method lets you build wealth without needing a ton of money or forking over your entire paycheck. It also means you can diversify your portfolio and protect yourself against losing money much quicker than ever before.
BONUS: Use the link below and you’ll get $10 in free stockwhen your account is approved.
4. Don’t Let Home Repairs Leave A Dent In Your Account
Did you know your homeowner’s insurance doesn’t cover for you if your air conditioner stops working? This is the same situation with plumbing, electrical issues, appliances, and more.
When you are not able to make repairs, it could leave you in a bad situation — but not to worry, a home warranty is available to protect you against surprise expenses.
Whether your home is a new one or you’ve lived in it for years, a plan from Choice Home Warranty is what you need to pick up the slack where homeowner’s insurance falls short.
Their hotline is available 24/7 if you need to contact them to fix a damaged system in the home that has been covered. Their network expands to over 15,000 technicians that can assist you, making sure any issue can be taken care of swiftly — without breaking the bank.
Still not convinced it’s right pick for you? How about the fact that they were named one among the “Best Home Warranty Companies” by US News 360 Reviews and were awarded Best Company’s 2020 Consumer’s Choice Award. And good news is, for a limited time, you can get your first month free when you sign up for a Single Payment home warranty plan.
5. It’s Time You Ditched Your Mortgage Lender
Nope, we weren’t kidding, if you want to save a ton of money -let’s say about $100, $200, $500 a month— you should ditch your current mortgage right now.
We’ve created a tool to help you compare mortgage offers and rates and could help you simplify refinancing your mortgage. What this implies is that you could slash your interest rate, lower your monthly mortgage payments, and even build equity in your home faster. A great way to save money and free up breathing room in your budget.
The option of a cash out refinance is another available option for massive savings. The money you get could assist you in crushing your high-interest debt permanently. You could also decide to carry on with the lucrative investment you once thought of now that the cash is available.
There are endless possibilities but it’d be crazy not to see how much you might be getting just by refinancing.
6. Crush Your Credit Card Debt With A Historically Low Interest Loan
If your earnings are in the region of more than $20,000/year and you’re in need of some extra funds, a personal loan could be a good option for you.
We’ve partnered with Payoff to provide you with a loan that helps pay off your credit card faster. And the response time is excellent. In as little as two minutes, you could be provided with a loan reaching up to $40,000 and the interest rates are as low as 5.99%
With a credit score of over 600, you can easily check whether you’re qualified without taking any hit to your credit score.
7. Earn $200 For Every $750 Spent On This Amazing Card
The idea of keeping tabs on ever-changing spending categories to maximize profit can be stressful, especially if you’re new to the use of credit cards.
Citi Custom Cash Card relieves you of such stress by automatically offering you a 5% rewards rate on purchases in your top eligible spending category. Earn 1% Cash back after the first $500 spent.
Categories that include groceries, restaurants, and gas stations, which offer up to 5% bonus, are probably the places you spend the most on. That’s what makes Citi Custom Cash Card a smart choice. Worried about interest? Relax — this card also offers a 0% interest rate for the first 15 months.
Also, new cardholders are entitled to a one-time cash bonus — earn $200 cash back after spending $750 on purchases in the first 3 months. A way of making the requirements is to use your card for essentials -grocery stores, gas stations.
Enjoy these benefits and more with no added fees.
8. See If You’re Overpaying For Homeowners Insurance
Want to know if you are overpaying for homeowners insurance? In only 60 seconds, you can get quotes with FinanceBuzz so you can compare options to see if you could save money on great coverage.
It’s not easy seeking for the most reliable homeowners insurance, but with FinanceBuzz you can compare rates from top insurers in the U.S., all in one place. This act of comparison is helpful in getting the coverage your home needs at an affordable price.
Comparing quotes are quick, easy, and you save quite a lot.
Bonus: Take home over $1,000 Toward Your Next Vacation
Chase Sapphire Preferred credit card is seen as one of the best travel cards available for a lot of reasons. One of the reasons is the 100,000 point sign-up bonus. This is the highest ever, making it a must-have for any traveler. That huge sign-up bonus is worth $1,250.00 when redeemed for travel through Chase Ultimate Rewards.
You could even decide to turn all your spendings into even more rewards that you can use for a much-needed vacation.
Earn 5X points on Lyft rides (through March 2022) and travel booked through Chase Ultimate Rewards; 3X points for eligible dining, select streaming services, and online grocery purchases; 2X points for travel; and 1X points per $1 on all other eligible purchases.
Other benefits on the Chase Sapphire Preferred credit card include complimentary insurance coverage like; baggage delay insurance, trip cancellation insurance, trip interruption insurance, and primary auto rental collision damage waivers.
Don’t forget you can earn 100,000 points after spending $4,000 on purchases in the first 3 months!
Photo by Henry & Co.